FREE Personal Bankruptcy Consultation (914)946-0860
SERVING NY, NJ and CT
We have years of experience listening to average everyday hard-working people and small businesses who are having a tough time making ends meet. Call today and a schedule a FREE consultation with an Attorney who CARES about YOU! Not everyone will qualify for Bankruptcy so we do not believe it is fair to charge you just to find out. Asking for help is the first step to picking up the pieces of your financial situation. We can make sure you get every advantage you deserve.
Chapter 7 Bankruptcy Filing
Despite the offers out there for Bankruptcy Preparation, there is no substitute for a Professional Bankruptcy Attorney to get the job done in accordance with current Bankruptcy Law. Here at the GARVEY TIRELI & CUSHNER we walk you through the process of first qualifying you for Chapter 7 Bankruptcy and take you step by step through the process of preparing your petition. We will represent you at the Meeting of Creditors and seek complete discharge of all qualified debts.
Chapter 13 Bankruptcy Filing
Need time to catch up on past due mortgage payments? In most cases, homeowners facing foreclosure will qualify for protection under Chapter 13. Our goal is to help you keep your home and your assets to the extent possible. We want to help empower you by getting you some breathing room so you can maintain as normal an exisence as possible. Let us show you how it works and explain the benefits of reorganizing your debts if they cant be eliminated.
Chapter 11 Bankruptcy Filing
For individuals who exceed the debt limits of a Chapter 13 and businesses in need of a time out to reorganize and emerge stronger, Chapter 11 is the best option. Very flexible and no time restrictions for completion we devise a Chapter 11 plan that is suited for you personally or your business. We work with well seasoned CPAs or can work with your own accountant to meet all reporting requirements. Let our team assit you in reorganizing your finances and/or operating your existing business.
Post-Bankruptcy - Our "Life-After Debt" Check-up
So what happens after the dust clears and your debts have been discharged or reorganized? Its time to double check and make sure there are no more creditors lurking out there ready to pounce. We offer this service for up to 2 years after you file your petiton and have been discharged or completed your reorganization plan. We go through yor credit report with you and notify any additional creditors you either forgot to name or inadvertenly left out of the process. Some fees may apply if we need to reopen your case, but more often than not, the service is FREE.